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Free Loan Origination Software

Last updated: April 2026

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11 software options

Loandisk logo

Loandisk

Loan origination and servicing for micro finance businesses

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LoanDisk is a cloud-based loan origination solution, which assists microfinance businesses with managing customer loans and repayments. Key features include fee management, loan processing, automated messaging, predefined templates, account management, and reporting.

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Allegro Lending Suite logo

Allegro Lending Suite

Loan origination software for dealers

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Allegro Lending Suite is a loan origination software designed to help businesses manage direct and indirect lending processes. Dealers can configure access permissions and use built-in tools to maintain compliance with government regulations.
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Shape logo

Shape

Cloud-based CRM, sales & marketing automation software

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Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

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Smart Capital Center logo

Smart Capital Center

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AI-powered, end-to-end CRE platform for investors & lenders

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Smart Capital Center is the AI-powered commercial real estate platform built to accelerate CRE origination. Speed up CRE deal flow with fast deal screening, automated underwriting, and dynamic deal pipeline management. Faster —faster decisions, lower costs, and higher ROI.

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CreditOnline logo

CreditOnline

Loan management software for lending businesses of all sizes

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CreditOnline allows you to use all the newest services and technologies in your origination process, to safe time and create a frictionless user experience.

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Plaid logo

Plaid

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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REACH logo

REACH

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Loan origination software for processing online applications

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REACH is a loan origination software designed to help businesses process online loan applications and manage disbursal of funds. It enables customers to share documents with lenders, receive automated reminders for missing documents via SMS or email, review transactions, and process payments.

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Capital Prestamos logo

Capital Prestamos

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Loan management system

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Capital Préstamos is a lending management system designed for lenders and financial institutions. It offers a simple and efficient way to manage loans and clients, with features like automated calculations, real-time payment tracking, and client history management. The system provides clean interfaces, quick response times, and mobile capabilities for on-the-go loan collections.

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Intelligrow logo

Intelligrow

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Mobile and web application-based lending solution

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Intellligrow is a mobile and web application-based lending solution. It offers a core banking application for NBFCs and microfinance. It assists with the entire lending process, from lead generation, document management, and loan origination to reporting. It supports credit bureau integrations.

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LendAPI logo

LendAPI

Onboarding tool for banks and financial institutions

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LendAPI is a digital onboarding software for banks and financial technology (fintech) organizations. It provides a product builder and and credit decision engine and streamlines account opening and loan origination for lenders.

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Origins logo

Origins

Fast. Powerful. Flexible.

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Origins is a banking systems software designed to help credit unions manage memberships and loan processes. Administrators can capture ID photos, automatically fill out forms, and open new accounts on a unified interface.

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